When you’re buying a home in Victoria, one of the first big questions to ask yourself is: What kind of home do I want to live in? From the character homes of James Bay to the sleek high-rises in Downtown, Victoria offers a variety of housing options for different budgets, lifestyles, and preferences.
It’s easy to get overwhelmed when you’re scrolling through listings—so let’s break down the most common types of homes you’ll find in and around Victoria, BC:
1. Single-Family Homes
Also called detached homes, these are standalone properties that sit on their own parcel of land. In Victoria, you’ll find single-family homes all over—from heritage houses in Fernwood and Fairfield to modern builds in the West Shore.
These homes are ideal for families or anyone who wants privacy, a yard, and full control over renovations. Keep in mind though, they tend to be on the higher end of the price scale, especially in Victoria’s core neighbourhoods.
2. Condominiums (Condos)
Condos are one of the most popular options for first-time buyers and downsizers in Victoria, especially in neighbourhoods like Downtown, Vic West, and Cook Street Village.
You own your individual unit but share common areas—think lobbies, gyms, and rooftop patios. Condos are usually more affordable than detached homes, and the strata (homeowners association) handles most of the exterior maintenance.
3. Townhomes
A townhome gives you a bit of both worlds: more space and privacy than a condo, but typically less upkeep than a single-family home. These multi-floor units often come with small yards, garages, and modern finishes.
You’ll find many newer developments in Langford, Colwood, and Saanich offering spacious and affordable townhomes for growing families or couples.
4. Apartments
Apartments can be rentals, but you can also buy a unit in a condo-style building. This is common in Victoria’s urban core, where convenience, walkability, and amenities are key.
They’re often more compact than townhomes or single-family homes, but they’re also lower maintenance and usually close to shops, parks, and transit. Perfect for solo buyers, young professionals, or retirees who want a lock-and-leave lifestyle.
5. Heritage and Victorian Homes
Victoria is known for its charming character homes, especially in neighbourhoods like James Bay, Rockland, and Fernwood. These houses, often built in the late 1800s to early 1900s, feature ornate woodwork, high ceilings, and a whole lot of history.
They can be pricier to maintain and may require updates to plumbing, insulation, or electrical, but for some buyers, the charm is well worth the work.
6. Cottages
Think cozy, often older homes, usually a bit smaller in size—ideal for a minimalist lifestyle or as a vacation home. In Victoria, you’ll find cottage-style homes tucked into older neighbourhoods or on the Gulf Islands if you’re open to a ferry commute.
They’re full of charm but can come with limited space and modern amenities, depending on the updates.
7. Mobile and Manufactured Homes
Looking for an affordable entry into homeownership? Mobile or manufactured homes can be a solid option, especially in communities like View Royal, Sooke, or rural Saanich. These homes are often in designated mobile home parks and may come with pad rental fees.
They offer flexibility and cost savings, but you’ll want to make sure the home meets all current building codes, especially if you’re applying for a mortgage.
8. Bungalows and Ranchers
These one-level homes are perfect for anyone who prefers to avoid stairs—whether it’s a young family, retirees, or those with mobility concerns. Ranchers are common in areas like Gordon Head, Broadmead, and the West Shore.
They often come with good-sized yards and are easier to maintain compared to two- or three-storey homes.
9. Luxury Homes & Estates
If you’re shopping at the higher end of the market, you’ll find stunning waterfront homes, modern custom builds, and historic estates in areas like Uplands, Oak Bay, and Ten Mile Point.
These homes often come with price tags in the millions and may require a jumbo loan or other specialized financing. But if you’ve got the budget, the views and privacy are hard to beat.
So, How Do You Choose the Right Type of Home in Victoria?
Every home style comes with its own perks—and tradeoffs. The best choice for you depends on your budget, lifestyle, commute, and long-term plans.
If you’re not sure where to start, chat with a local mortgage broker or real estate agent. They can walk you through your options, help you understand how much you can afford, and point you in the right direction.
Victoria’s real estate market is diverse, dynamic, and competitive—but with the right knowledge and a little local insight, you can find a home that fits just right.
Looking for homes in Victoria?
Let’s chat. Whether you’re buying your first place or your forever home, it all starts with knowing your options.
